Tax efficient solutions

Who would find this service useful?

Individuals who wish to use tax products to shelter the three principal taxes:

income tax
capital gains tax
inheritance tax

Our aim is to provide our clients with a comprehensive range of high-quality products and services.

What we can offer our clients

Detailed below are the main products offered by Tax Efficient Solutions (TES) and the principal taxes they shelter:

Venture Capital Trusts (VCTs)

30% income tax relief (up to £200,000 per annum per individual)
dividends received are free of higher rate tax
VCT disposals are not subject to capital gains tax provided the shares are held for no less than five years

TES has launched an online service dedicated to assisting potential investors in VCTs. In addition, individuals can access information about funds that are currently available and their ratings at www.taxsolved.co.uk

Enterprise Investment Scheme (EIS)

20% income tax relief (up to £400,000 per annum per individual)
EIS disposals are not subject to capital gains tax provided the shares are held for no less than three years
the EIS provides individuals with a capital gains tax deferral of 40% on reinvestments
exemption from inheritance tax after two years of investment

Our EIS portfolio management service is designed to provide both capital growth and attractive tax benefits for investors who have major capital gains to shelter.

Inheritance tax (IHT) portfolios

Our IHT portfolio service invests in a spread of Aim-listed stocks. It is therefore designed to achieve exemption from IHT after two years.

Our Aim portfolios are also designed to provide investors with capital growth whilst, at the same time, managing investment risk by diversification. The minimum investment for this service is £50,000.

Details of further TES products are available on request.

We also have details of various other tax mitigation arrangements which may be of interest.

Disclaimer

Some of the products offered by TES should be considered as high risk investments. The investments mentioned may not be suitable for all clients and individual advice must be sought before proceeding with any course of action.