Personal financial planning - Publications

Managing your finances post divorce

Smith & Williamson is ideally placed to assist you during all the financial stages of your new life following on from a divorce.

Offshore investment bonds

An offshore investment bond can be an attractive wrapper through which to hold your investments due to the tax deferral opportunity provided, particularly in view of the new tax environment for higher earners.

Family wealth management - Winter 2011

In this issue: Preparing for the Finance Act 2012 - Highlights from recent consultation responses and the draft Finance Bill :: Ready for the new tax year? - Use our handy checklist to find out :: Saving for children or grandchildren - The new Junior ISA and other options :: The enduring appeal of gold - A core element in investment portfolios? :: Investment outlook - Eurozone impact on the UK :: Beyond pension contributions - Tax-efficient alternative investments :: Top ten tips for pension drawdown - Getting the best from your scheme :: Pension lifetime allowance changes - Register for fixed protection before 5 April 2012 :: Offshore bank accounts - The UK/Swiss tax treaty :: Awards for Smith & Williamson - Recognition for the investment and tax teams

Specialist investment for high net worth women

Most of us are on our own when it comes to saving for our own future and that of our families. Defined benefit pension schemes have been replaced by defined contribution schemes which, while helping us on our way, are unlikely to be sufficient for our future needs. The harsh reality is that, at today’s yields, a capital sum of c.£1m is needed to generate a gross annual income, with scope to grow, of just c.£25,000 (based upon the average yield from a balanced portfolio comprised of 50% blue chip international equities, 50% index-linked gilts, and assuming no capital drawdown).  

Fixed protection for pension savings - Do I need to take action before 5 April 2012?

If your pension savings could eventually exceed £1.5m, time is running out to register for fixed protection. This could potentially enable you to avoid crippling tax charges on excess funds.

Wealth management - Personal financial planning and investment management services

In these challenging economic times, you need a financial adviser that you can trust.

Corporate brochure

Selecting the right adviser for business or personal financial affairs can be a difficult decision. Our aim on these pages is to ease that decision and to demonstrate why Smith & Williamson may be the right choice for you. Find out more...

Protect your business

Do you have the necessary protection in place to safeguard your business?

It seems that business protection is often overlooked. Research conducted by Legal & General across 1,000 members of the British Chamber of Commerce has revealed a significant gap in business protection. Some of the highlights of their findings are in this flyer.

Family wealth management - Autumn 2011

in this issue: Investment outlook - An update on selected world markets :: Is the status of the US dollar under threat? - The future of the US dollar as the reserve currency - The Asian bubble? - Is there an Asian bubble and is it in danger of bursting? :: Stagflation or deflation? - Examining the UK economy :: Pension alert for higher earners - Avoiding a substantial tax charge :: Avoiding a potential IHT investigation - Executors in the frame as HMRC focuses on IHT :: Reviewing your will - Keeping pace with recent developments :: Principal IHT reliefs - Making the most of IHT reliefs while they’re still available :: Membership of Lloyd’s - The benefits and risks :: Awards - Wealth manager accolades for Smith & Williamson

Enabling entrepreneurs

Click below to download our entrepreneurs' brochure - for entrepreneurs, growth companies and their advisers.